How Can I Get Car Financing with a Bad Credit Score?

If you’re in need of a car, but your credit score isn’t where it should be, you’re not completely out of luck! Bayer Graham is happy to tell you that even if you have bad credit, car loans are still within your reach. We pride ourselves on helping drivers learn how to get a car with bad credit, and we can likely help you, too. But before you take home a used car with bad credit, it’s important to understand how to get the best deal possible. That’s why we put together the guide below on how to get a car loan with bad credit. If you find yourself asking questions about how to get a car with bad credit, and still looking for answers, then contact us today. 

How to Get a Car with Bad Credit

Bad stuff happens. It’s just a fact of life. Layoffs, unexpected medical bills, and sudden emergencies of any kind throw us off financially for a while and impact our credit score. If you’re in this kind of situation and now have bad credit, car loans may seem like something other people can get. But, it’s easier than a lot of drivers think to get a car, even if you have bad credit. If your credit score has taken a downturn, try these tips on how to get a car loan with bad credit:

How to Get a Car with Bad Credit

• Get a co-signer – A lot of first-time borrowers around Jacksboro and Weatherford use a co-signer as a way to get their credit started. Just remember, that if you can’t pay the loan, your co-signer will be responsible. If you’re late on a payment, that will show up on the co-signer’s credit.
• Use alternative credit data – Some lenders will take into account proof that you have had a job for a while, that you have paid your utilities on time, and other factors.
• Ask us about our programs for bad credit car finance options – We’ve helped more people in your situation than we can count, because we know how to get a car loan with bad credit. We want you to leave our lot in your next car!
• Consider leasing – Leasing can be easier than buying, and it can help you establish credit.
• Don’t assume you won’t get approved – Even for customers with bad credit, car loans are approved every day. Think positively! 

How to Get a Car with Bad Credit: Improve Your Credit Score

Another thing to consider when asking how to get a car with bad credit is that if you take out a car loan with bad credit and consistently make your payments on time every month, it will actually help you to improve your credit profile and credit score. In the future, you may be able to get more lending power down the line for lower interest loans and credit cards.

Let a Bayer Graham Dealership Help

We think everyone should be able to drive, regardless of their situation. That’s why we’ve helped so many people to get behind the wheel of their next car, in spite of their credit situation. We can help you, too. So, come in from Wichita Falls and talk to our team. We’ll help you make the most of your credit score, and get you back on the road in no time. Browse our used vehicle specials for more ways to save, or continue reading our car buying tips.